Make a debt collector prove it — before you pay a cent.

If a collector is calling, the law is on your side. Our free debt validation letter forces them to verify the debt is real, accurate, and actually yours. Download it in seconds.

• Fillable & printable — type right into it or print and write by hand.

• Built on the FDCPA — your federal right to demand proof of a debt.

• Step-by-step instructions on exactly when and how to send it.

15 U.S.C. § 1692g 30 days 3-page kit $0

THE LAW BEHIND IT YOUR WINDOW TO ACT GUIDE = 2 LETTERS ALWAYS FREE

WHAT'S INSIDE THE FREE KIT

One download, everything you need

• A plain-English guideYour rights under the FDCPA and the 5 steps to send the letter the right way.

• A fillable letterType your details straight into the PDF on your computer or phone, then save and print.

• A print-and-write versionPrefer pen and paper? A clean copy ready to print and fill out by hand.